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掌众金服下调小额现金借款产品综合息费至年化36%以下 - 站长搜索
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掌众金服下调小额现金借款产品综合息费至年化36%以下

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2017-11-26 16:02:09 转载来源: 网易科技报道

11月26日,掌众金服对外正式宣布,旗下全线小额现金借款产品综合息费均降至年化36%以下。据悉,此次调整综合息费的产品为“闪电借款”,主要从两方面进行调整

11月26日,掌众金服对外正式宣布,旗下全线小额现金借款产品综合息费均降至年化36%以下。

据悉,此次调整综合息费的产品为“闪电借款”,主要从两方面进行调整。其一,产品周期从原有的21天,延长为50天、60天等周期;其二,息费方面,50天、60天周期的服务对应的综合息费分别为4.93%和5.91%,日费率不到0.1%。

作为掌众金服的明星产品,“闪电借款”于2014年10月上线,主要为难以获得银行贷款的“信用小白”用户提供短期小额借款的助贷服务。根据掌众金服官方数字,目前“闪电借款”平台注册用户超2000万人,成为网络小额贷款领域代表性产品。

此次调整综合息费是掌众金服对监管要求的积极落实。11月23日上午,央行、银监会提出小贷利率严格执行年化36%上限的要求。(温泉)

标签: 掌众 金服 下调 小额 现金 借款 产品 综合 息费


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