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京东白条进军百所大学 鼓励学生超前消费 - 站长搜索
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京东白条进军百所大学 鼓励学生超前消费

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2015-03-11 13:36:04 转载来源: 网络整理/侵权必删

站长搜索科技讯,3月11日消息,在经过两个月的试点之后,京东校园白条在日前宣布正式上线。据悉,京东校园白条专为数百万大学生授信,使大学生享受“先消费后付款”的特权及京东个性化定制服务

站长搜索科技讯,3月11日消息,在经过两个月的试点之后,京东校园白条在日前宣布正式上线。

据悉,京东校园白条专为数百万大学生授信,使大学生享受“先消费后付款”的特权及京东个性化定制服务。目前,校园白条的信用额度最高可达8000元,拥有30天免息,并可选择最高24期的分期还款。

为了方便在校大学生申请校园白条服务,京东校园白条推出了微信服务号,学生可在线实时申请审批,随后到所在学校的京东派校园金融服务站现场即刻开通校园白条。

京东金融相关负责人表示:本月末,校园金融服务站将超过100所;京东校园白条更加看中的是通过创新支付手段让大学生能够更便捷的享受京东电商的品质和服务,而不是单纯赚取分期利息。

对于校园白条的风险性,上述负责人表示,京东金融有专业风控团队,已利用大数据风控将风险前置;同时,配合校园服务站点现场认证学生身份,并对授信额度做合理控制,重点培养学生信用。

除了校园白条之外,京东未来还会针对不同用户的需求,推出不同消费场景的“白条”产品。(阿伦)

标签: 京东 白条 进军 百所 大学 鼓励 学生 超前 消费


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