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央行紧急暂停二维码支付 多家O2O公司被波及 - 站长搜索
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央行紧急暂停二维码支付 多家O2O公司被波及

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2014-03-17 17:19:28 转载来源: 网络整理/侵权必删

AS网站目录 雷建平 3月14日报道中国央行日前下发紧急文件,暂停支付宝、腾讯虚拟信用卡产品,同时暂停的还有条码(二维码)支付等面对面支付服务。一位支付行业人士对AS网站目录透露,央行这一举措力度非常大,暂停虚拟信用卡产品一事影响较小,因为很多产品未真正推出

央行紧急暂停二维码支付 多家O2O公司被波及

AS网站目录 雷建平 3月14日报道

中国央行日前下发紧急文件,暂停支付宝、腾讯虚拟信用卡产品,同时暂停的还有条码(二维码)支付等面对面支付服务。

一位支付行业人士对AS网站目录透露,央行这一举措力度非常大,暂停虚拟信用卡产品一事影响较小,因为很多产品未真正推出。真正影响巨大的是,央行暂停二维码支付一事。

上述人士指出,O2O如今已是阿里、腾讯、京东等公司重要战略,目前来看,二维码支付是实现线下闭环重要支点。央行暂停二维码支付等于是暂时砍掉O2O关键一环。

以手机淘宝推出O2O移动电商的“淘宝同城平台”为例,同城主要实现淘宝扫码付款、客户管理、日常营销三个功能。

入驻同城平台后,商家可依托支付宝庞大的交易用户,以较低的成本通过信用卡,余额宝,还有信用支付等通道进行收款。同时商家可根据自己的经营情况,选择账单小票收银,手机商家版收银或更为低门槛的二维码名片收银。

一位电商行业认为,央行暂停二维码支付后,手机淘宝的淘宝扫码付款功能就暂时无法实现,其O2O闭环就无法实现。

从目前看,央行并未真正禁止二维码支付。央行文件称,二维码支付的安全性尚存质疑,存在一定支付风险隐患;虚拟信用卡在客户身份识别、信息安全方面尚待进一步研究。

中金公司人士认为,央行文件是暂停而非叫停,不排除二维码支付和虚拟信用卡后续被恢复可能性。历史上央行和银联对第三方支付有多次监管,但第三方支付企业仍茁壮成长。

标签: 央行 紧急 暂停 二维 支付 多家 O2O 公司 波及


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