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广发网银升级后12人信用卡被盗刷 - 站长搜索
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广发网银升级后12人信用卡被盗刷

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2011-09-25 09:09:02 转载来源: AS网站目录整理

  广发网银被指系统存漏洞,部分客户已获银行“先行垫付”的退款

  广发网银被指系统存漏洞,部分客户已获银行“先行垫付”的退款

  北京消息 据法制晚报报道:广发网银系统在一次升级后,在北京、上海、广东等地相继有12名持卡人遭遇了类似的网银失窃。都是犯罪分子在网上修改他们接收“动态验证码”的绑定手机号后冒名盗刷。资深黑客表示,这一系列案件说明,广发网银系统可能存在较大漏洞。

  记者23日获悉,部分被盗刷持卡人在被要求签订“对外保密”协议后,广发银行已为他们“先行垫付”了被盗刷金额。广发工作人员表示,此举并不意味着银行存在过错。

  一觉醒来信用卡被盗刷

  叶先生告诉记者,他习惯睡觉前把手机关了。7月4日早上,叶先生一觉醒来打开手机,5条来自广发银行客服95508的短信就让他惊讶不已。第一条短信显示他的信用卡消费了2000元。第二条是“尾号4497的信用卡余额不足,交易失败”。后面的三条短信内容相同,“尾号是1194的信用卡卡片有效期输入错误,交易失败”。

  “短信都是夜里一两点钟发的,我睡得正香,信用卡肯定是被盗刷了。”叶先生说。叶先生介绍,5月20日广发银行系统升级后,网银支付不再使用密码,取而代之的是手机动态验证码。客户每次消费100元以上,绑定的手机号码就会收到动态验证码,用以在网上确认。

  叶先生说:“让人奇怪的是,盗刷是通过网银进行的,但我的手机并没收到动态验证码。我向银行客服咨询后,对方答复,验证短信发到一个138开头的手机号码上了。”

  多个省市12人遭类似盗刷

  在与广发银行交涉过程中,叶先生发现一个广发卡被盗刷者组成的QQ群。群里还有11人有着和他完全一样的遭遇,大家都是在广发网银系统升级不久,重新填写个人信息后被盗刷的。他们来自北京、上海、广东、浙江等多个省市,初步统计被盗刷总金额有5万余元。

  经过沟通,大家发现,他们的卡都是在上海环迅电子商务有限公司这个第三方支付平台上被盗刷的,被盗资金都被转入滕驰策划公司。12人中,除叶先生的手机动态验证码被修改为138开头的手机号外,其余人的号码全部被修改为159开头的特定号码,且都为北京号码。

  通过上海环迅公司,记者拿到一份腾驰策划公司的声明,称其也是受害者,盗刷者是他们的一名会员,目前已无法与其联系,其账户也被冻结。

  响应升级完善资料后失窃

  叶先生告诉记者,今年5月上旬,广发银行通过短信、公告等形式告知持卡人,该行网银将于5月20日23时至次日12时暂停服务,全面升级,要求之前填写资料不全的持卡人完善“个人资料”,包括卡片有效期和卡片背后的三位验证码等内容。

  7月2日,叶先生登录网银,将尾号4497的信用卡的个人资料进行了“完善”,对尾号为1194的卡片没做处理。“‘完善’后的卡片两天后就被盗刷了。”叶先生说。而其他受害者也都有和叶先生类似的经历。

  存在漏洞个人信息易泄露

  精通网站系统的资深黑客小鱼(化名)表示,从被盗刷持卡人反映的情况来看,他们的个人资料被黑客用木马程序或钓鱼网站窃取的可能性很大。但他同时指出,这也说明广发网银的系统存在漏洞。

  小鱼说,“其实任何网银系统都有漏洞,因为系统是人设计的,就必然有各种缺陷。所以银行也会不断地进行系统升级,提高系统的安全性能。但是多人在同一时段因为同样的原因遭遇盗刷,说明这家银行网银的漏洞可能比较明显、严重。而这一点也被黑客发现并钻了空子。”

标签: 发网 升级 12人 信用卡 被盗


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